Privacy Statement

Privacy Statement

United Benefit Advisors (UBA) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the UBA website and governs data collection and usage. By using the UBA website, you consent to the data practices described in this statement.

Collection of your Personal Information

UBA collects personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. UBA also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by UBA. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used by UBA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the UBA website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through UBA public message boards, this information may be collected and used by others. Note: UBA does not read any of your private online communications.

UBA encourages you to review the privacy statements of websites you choose to link to from UBA so that you can understand how those websites collect, use and share your information. UBA is not responsible for the privacy statements or other content on websites outside of the UBA website and UBA family of websites.

Use of your Personal Information

UBA collects and uses your personal information to operate the UBA website and deliver the services you have requested. UBA also uses your personally identifiable information to inform you of other products or services available from UBA and its affiliates. UBA may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

UBA does not sell, rent, or lease its customer lists to third parties. UBA may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, UBA may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to UBA, and they are required to maintain the confidentiality of your information.

UBA does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

UBA keeps track of the websites and pages our customers visit within UBA, in order to determine what UBA services are the most popular. This data is used to deliver customized content and advertising within UBA to customers whose behavior indicates that they are interested in a particular subject area.

UBA websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on UBA or the website; (b) protect and defend the rights or property of UBA; and, (c) act under exigent circumstances to protect the personal safety of users of UBA, or the public.

Use of Cookies

The UBA website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize UBA website pages, or register with the UBA site or services, a cookie helps UBA to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same UBA website, the information you previously provided can be retrieved, so you can easily use the UBA features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the UBA services or websites you visit.

Security of your Personal Information

UBA secures your personal information from unauthorized access, use, or disclosure. UBA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

UBA will occasionally update this Statement of Privacy to reflect company and customer feedback. UBA encourages you to periodically review this Statement to be informed of how UBA is protecting your information.

Contact Information

UBA welcomes your comments regarding this Statement of Privacy. If you believe that UBA has not adhered to this Statement, please contact UBA at We will use commercially reasonable efforts to promptly determine and remedy the problem.