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Employers Still Shifting Some Health Care Costs to Employees

Thursday, October 26, 2017/Categories: Plan Sponsor

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By Rebecca Moore  |  PlanSponsor

October 26, 2017—Premium renewal rates (the comparison of similar plan rates year over year) for employer-sponsored health insurance rose an average of 6.6%—a significant increase from the five-year average increase of 5.6%, according to the 2017 United Benefit Advisors (UBA) Health Plan Survey.

Average employee premiums for all employer-sponsored plans rose from $509 in 2016 for single coverage to $532 in 2017 and from $1,236 to $1,272 for family coverage (a 4.5% and 3% increase respectively). Average annual total costs per employee increased from $9,727 to $9,935. However, the employee share of total costs rose 5% from $3,378 to $3,550, while the employer’s share rose less than 1%, from $6,350 to $6,401.

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